One thing I don't use my smart phone to pay for anything. I don't connect it to Facebook or Twitter. Don't want it dinging all the time. Do use it for maps and to find good restaurants, and look over their menu before we go in. Getting some crank messages trying to get me to click on a link. All sorts of phishing type stuff, oh your Amazon account has been canceled, etc. With Verizon I can change my phone number online in 5 minutes, just have to let close friends, family, doctors, and some recurring business contacts know. Learning not to give my number out at any store, not Lowes, Tractor Supply, etc. Doesn't take long after that to start getting junk.