austinsailor Posted October 5, 2009 Report Share Posted October 5, 2009 At one time I had the contact information on an insurance company, I believe located in Florida, that specialized in antique and classics trucks. Their rates were good and they'd cover you even if you were pulling a trailer, unlike Hagerty. My hard drive died some time ago and I lost the contact information for them. I'd bet several on this group use them. Would anyone be able to get me in touch with them? And, if there are other good choices to insure our trucks that allow pulling trailers, etc, please let me know. Thanks Quote Link to comment Share on other sites More sharing options...
oldmopar Posted October 5, 2009 Report Share Posted October 5, 2009 I think its Gulfway see link below. I have not used them yet but have been thinking about it so let me know how it goes . I also use Hagerity right now Ed http://www.racensur.com/ Quote Link to comment Share on other sites More sharing options...
desoto1939 Posted October 5, 2009 Report Share Posted October 5, 2009 I use Grundy Insuracne company. They are a great company and they do not care how many miles you drive your antique vehicle each year. I had a fender bender and they were very quick in getting me the money after having an estimate done on the car. They did not even come out to look at the damage. here is their link www.grundy.com They are also old car owners so are great to work with and you are smart to have the truck insured by an antique car insurance company and not your regular insurance company. This is a major topic at the AACA conventiion every year that is held in Philadelphia. Rich Hartung desoto1939@aol.com Quote Link to comment Share on other sites More sharing options...
Dan Babb Posted October 5, 2009 Report Share Posted October 5, 2009 I have my 68 Camaro insurance with this insurance agent. Before the Camaro, I had a Cobra replica also insured with him. I don't have the truck insured yet, but I will be calling him. http://www.classiccarinsurance.com/ I don't know about the trailer rules, but I've been happy with his service. Quote Link to comment Share on other sites More sharing options...
austinsailor Posted October 14, 2009 Author Report Share Posted October 14, 2009 It was Gulfway I was thinking of. I just got my insurance card with them. Pretty painless and reasonable to deal with. Unlike Hagerty, there are few limitations with what you can do with your vehicle, except no commercial use. I can pull a trailer (I'd like to pull one of my antique boats to meets and cruise ins) and no mileage limitations. Cost me $195 a year. Now my paperwork is off for the title. Quote Link to comment Share on other sites More sharing options...
oldmopar Posted October 14, 2009 Report Share Posted October 14, 2009 Sounds good I will have to call them for a quote Quote Link to comment Share on other sites More sharing options...
Mike@DRH Posted October 14, 2009 Report Share Posted October 14, 2009 Don't most people just use your insurance company that insures all your everyday drivers? I thaught the specialty insurance company stuff was for extremly high value cars & trucks like maybe $50,000.00 on up. Quote Link to comment Share on other sites More sharing options...
John-T-53 Posted October 14, 2009 Report Share Posted October 14, 2009 I have two classics insured with State Farm, and so far I have no complaints. The premiums have been very reasonable. Up front, I had to state a value of the vehicle, and if I drove it more or less than 7,000 miles annually. My agent made sure we got everything taken care of. I had a claim on one car a couple years ago and they let me run the show as far as getting it fixed. No complaints here. Quote Link to comment Share on other sites More sharing options...
Young Ed Posted October 14, 2009 Report Share Posted October 14, 2009 Mike I run specialty insurance on my old cars. I pay about 200 a year for 3 cars. Quote Link to comment Share on other sites More sharing options...
Mike@DRH Posted October 14, 2009 Report Share Posted October 14, 2009 I have never checked out the specialty insurance people because I always thaught they would be very exspensive but it sounds like thats not really the case. I may have to check on some rates also. Quote Link to comment Share on other sites More sharing options...
Merle Coggins Posted October 14, 2009 Report Share Posted October 14, 2009 When it came time to put insurance on my truck I called my insurance agent. He's an independant agent who deals with several companies. He found the best deal for me with Erie Insurance. They specialized more with antique, or classic, vihicles than the company that I have everything else with. I haven't gone through the policy with a fine tooth comb, but I don't recall any stipulations that limit how I use it. Merle Quote Link to comment Share on other sites More sharing options...
Reg Evans Posted October 14, 2009 Report Share Posted October 14, 2009 I have 8 old cars and trucks insured with J.C.Taylor and my yearly payment is $495. Quote Link to comment Share on other sites More sharing options...
austinsailor Posted October 14, 2009 Author Report Share Posted October 14, 2009 Read it all closely and make sure it works for what you are going to do. I'd had Hagerty for 4 or 5 years on my 1940 Dodge sedan when I wanted to pull an antique boat occasionally. In a call about something unrelated, the trailer was mentioned. She said my insurance would be void. I told her I'd read the policy and it wasn't mentioned there, how could they do that? She said in the original application, it asked if you were going to pull a trailer. If you'd answered yes, they wouldn't have written it. If you answered no and later did, it was a false statement on the application and the policy would be void from day 1. You don't want to find these things out when it becomes important. Quote Link to comment Share on other sites More sharing options...
desoto1939 Posted October 15, 2009 Report Share Posted October 15, 2009 Please beaware of a major issue that you all need to know. There is waht is called inthe insurance world as stated valued and cash value. With the antique car specilatiy companys like Grundy, JC Taylor they have what is stated valued. This is the value that you and they have agreed upon when you filed you application. In this type of insuracne the car is not depreciated like in you regular car insurance as in a cash value. If you have had an accident with your regular car the car has a blue book value and it depreciates over time and with milage and condition. This is just like when you take the car off the delaers lot and the car is not worth what you paid. If you insurace with a cash value company then you have an old car that is used and they go by the blue book value. A 1940 Ply is used even if restored and is worth nothing. There is a major discussion ob this every year at the AACA convention that is held in Philadelphia in Feb. The stated value is the only way to insure your car. The cost is very cheap I have my 39 Desoto insured for 15K with full collision and comprehensive and it costs me $115 a year. The compnay that I use is Grundy. They do not have any limit on the amount of miles that I put on the car each year. JC Taylor has a 2500 mile limit. Please, and I again please check your policys to make sure that if your car is totaled in anaccidnet that you will get the entire amount that you THINK again what you THINK it is insured for you might be in for a very big surprise and find out that the car has no value. Call several antique car insurance companies and get a quote. I had an accident and crumpled a rear fender and Grundy paid out with out any question to the tune of 1500 and the policy was never increased. Call me if you want to discuss. Rich Hartung desoto1939@aol.com Quote Link to comment Share on other sites More sharing options...
buds truck Posted October 15, 2009 Report Share Posted October 15, 2009 I am a claims aduster for a very large Major Insurance carrier and I have my antiques insured thru haggertys. nuff said. I am interested in the trailer thing with haggertys as I will be towing an antique travel trailer behind the 53 when it is done, looks like I will have to do some shopping. Quote Link to comment Share on other sites More sharing options...
austinsailor Posted October 15, 2009 Author Report Share Posted October 15, 2009 I pay about $100 for my 40 Dodge sedan with Hagrety. No trailer coverage, as we've mentioned, must be stored inside, only to shows, etc. Gulfway has no restrictions on trailers, except - she mentioned no travel trailers - the cost for them for my Dodge goes to $295 a year. Not worth it to me at this point, so I'm still watching for another way. Quote Link to comment Share on other sites More sharing options...
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