I notice on most cars the first year of the new model are the worst. Usually after the first year or so they work all the bugs out. My in laws had a '95 Cirrus as well and had lots of problems with it, I had an '88 Dodge Dynasty, it ran great, but had to put a head gasket, water pump, transmission, and cv joints in it.
Grandpa bought a '97 Dodge Dakota new in early '97. It had all sorts of problems from a/c, gear shift broke off, paint peeling, and computer problems. That was the first year for the new body style Dakotas, or mini-ram as I call them.
I haven't owned many GM's, but my experience has been pretty good. I've never owned a Ford, but my work cars are all Fords and they seem to hold up pretty good.