The issues of cleaner additives and higher octane are usually completely separate from each other. As an example, I believe that essentially the same additive package is used on all of the Chevron gasoline grades. They won't confirm this, of course, and my "evidence" is strictly anectdotal. Before it met its untimely demise, I put 168,000 miles on my 92 Civic commute car running Chevron 87 octane, and never once had to have any injector service, while friends of mine running other gasoline brands had to have their injectors cleaned every 50-60K miles. I also found it interesting that Chevron was the only major brand that didn't have to reformulate their domestic gasoline to meet the new Euro standards, which emphasized long term life of fuel system components.
As far as octane goes, the conventional wisdom is you run the least octane that will run well without detonating. Very few of us are good enough to actually hear minor detonation. Our old cars are actually easier, since they are usually either okay or way off. it's much more difficult in a modern car, which often retards the ignition a few degrees if it detects an inaudible detonation.
As for the extreme octanes, I've used them too. One of the race cars I work on usually runs 114-116 octane leaded racing gas, which is truly vile stuff. But it is using 20 pounds of boost to make 350 horsepower out of 90 cubic inches, and always runs with a cooler exhaust temp with the higher octane fuels.
If your car runs fine on 87 octane, use it! YMMV, as always!
Marty