We were out for a Sunday cruise today and ran into a truck and trailer that made a right turn on red and assumed my car could give change on dime stops. When i buy the car back from insurance i believe im ready to cross over to the disk brake side. I realize this topic has been beat to death, revitalized and beat to death again. My question is, has someone had an out of the box, plug and play experience with one of the kits available?