Modifications And Insurance

[Norm's Coupe]

It's that time of year again for me to renew my insurance on the coupe. My insurance is through JC Taylor and they sell both types of policies, original or modified vehicles. I started thinking about the fact that my coupe is no longer all original since putting on the disc brakes. On their website it says if the vehicle has had mechanical changes it may be classified as a modified vehicle, but did not list what mechanical changes they refer to.

I then called to check it out. Explained I had changed the brakes to modern disc brakes and that was the only modification. They informed me that it did not change the classification of my coupe. It's still considered original, but safer because of the brakes. The only thing they look at is radical custom body work and changes to the engine. (ie: installing a bigger engine).

I think that's interesting. If the insurance company still considers my coupe "Original" with the disc brakes, why can't the car clubs do the same?

[Dennis Hemingway]

They told me the same thing when I put the front seat out of a Dodge Aries in my P-15. Some car clubs still consider my P-15 "Original" with the new seat,

I won best unrestored vehicle at the Big Bear Lake Fun Run after I had installed the seat. The 56 Chevy they made me insure it as a modified vehicle.

Dennis:cool:

[rearview]

Norm, I'm going to call and let them know you can't tell the difference between blue and green... that should do wonders for your rates

[Norm's Coupe]

Norm, I'm going to call and let them know you can't tell the difference between blue and green... that should do wonders for your rates

Bob, as long as I know what red is, I'm ok. That one picture still looks green on my monitor though.

Now, if you think that's bad. I have a friend I've known for about 35 years or so. He really is color blind. His closet only has dark blue pants and white shirts in it. That way his wife doesn't have to pick out his clothes and he never has to worry about what color he's wearing. Now, what was his life long profession before he retired? He was a printer. What's his hobby? Photography. Go figure.